$1,099,000
281 Stewart Lake Road, Georgian Bay, ON P0C 1H0
5 Beds
1 Baths
5.5 Parking
Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system is currently being installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.

Property Summary

Property Type Residential Freehold
Property Sub Type Detached
Transaction Type For Sale
Style Bungalow
Bedrooms Above Grade 4
Bedrooms Below Grade 1
Basement Crawl Space, Unfinished
Exposure East
Possession FLEXIBLE

Building

Building Type Detached
Square Footage 1500-2000
Exterior Vinyl Siding
Foundation Brick
Roof Shingles
Heating Baseboard
Heat Source Electric
Cooling Window Unit(s)
Fireplace Yes

Measurements

Lot Size 145 x 240
Lot Size Area 0.48
Lot Size Units Feet
Frontage 145
Depth 240
Total Living Area 1500-2000

Land

Address 281 Stewart Lake Road, Georgian Bay, ON P0C 1H0
City Georgian Bay
Community Freeman
County / Area Muskoka
Cross Street High Street & Stewart Lake Rd
Sewer Septic
Water Source Lake/River
Pool None
Parcel Number 480060468

Parking and Garage

Total Parking 5.5
Garage Spaces 1.5
Garage Type Detached
Parking Features Private

Taxes and Listing Info

List Price $1,099,000
Annual Taxes $3,769
Tax Year 2025
Status Active
Listing Date 2026-05-08T13:57:32Z
Updated 2026-05-27T15:32:09Z
MLS Number X13101588
Local Market Insight

What Buyers Should Know About 281 Stewart Lake Road, Georgian Bay, ON P0C 1H0

This editorial summary helps buyers look beyond the headline price and review the neighbourhood, transit, schools, rental demand, long-term value, and due-diligence items that often matter before booking a showing or submitting an offer.

Neighbourhood Analysis

281 Stewart Lake Road, Georgian Bay, ON P0C 1H0 is positioned in Freeman, a part of Georgian Bay where buyers should compare the street setting, nearby amenities, daily travel routes, and surrounding housing stock. For a Bungalow, the strongest fit often depends on whether the location supports everyday routine as well as the numbers on paper.

School And Family Considerations

Families reviewing this Detached should confirm school boundaries directly with the local school boards before relying on listing notes. It is also worth checking walkability to parks, childcare, recreation centres, libraries, and community facilities because these details can influence both lifestyle value and future resale demand.

Transit And Access

The location should be assessed around commute patterns, access to High Street & Stewart Lake Rd, public transit options, parking availability, and drive times to employment areas. A property with 5.5 parking and practical road access can appeal to buyers who need convenience without giving up neighbourhood quality.

Investment Potential

At $1,099,000, buyers should compare recent nearby sales, days on market, condition, lot utility, and the cost of future repairs or upgrades. The property shows 5 bedrooms, 1 bathrooms, basement details marked as Crawl Space, Unfinished, and a lot size of 145 x 240, all of which can affect value.

Rental Demand

If this property is being reviewed as a rental or investment, demand should be measured by bedroom count, transit access, employment access, nearby schools, parking, and the condition of the unit or home. In Georgian Bay, rental appeal usually improves when a property is easy to maintain and simple for tenants to live in.

Local Attractions And Amenities

Buyers should look at grocery access, restaurants, trails, parks, shopping, medical services, and weekend amenities around Freeman. These features do not always appear in the MLS data, but they can make a major difference in how the home feels after move-in and how future buyers compare it.

Builder, Condition, And Due Diligence

For resale homes, review renovations, permits, roof and mechanical age, exterior condition, inclusions, and rental items. For condo or newer properties, review building history, maintenance fees, reserve fund information, rules, amenities, and future cost exposure. A showing and document review should confirm anything not visible in the listing.

Nearby Infrastructure

Infrastructure matters because transit improvements, road projects, schools, parks, commercial growth, and employment nodes can change how an area performs over time. For 281 Stewart Lake Road, Georgian Bay, ON P0C 1H0, buyers should check municipal plans, nearby construction, zoning context, and future projects that may affect enjoyment or resale value.

This section is informational only. Buyers should verify schools, measurements, rental rules, taxes, zoning, and property condition with the appropriate professionals before making a decision.

Listing data is provided through PropTx/MLS data services and is deemed reliable but not guaranteed. Listings are subject to change without notice.